mark mywords
Active member
I'm not sure your age plays into it. My parents are older than you, but they get airline rewards points on their credit card, and are currently living it up in Italy based on those rewards.
The money is yours. You can give it back to the bank if you want, but I wouldn't.
Typically cash back is 1% wouldnt you have to spend a great deal on your credit card to get enough to "live it up in Italy?"
$100 000 spent on your card gets you $1000