Anthropogenic Global Warming ... how hot is it ?

"A dangerous, long-duration heat wave will impact the Southeast, Mid-South, and Midwest through late July. Extreme heat, high humidity, and little overnight relief pose serious health risks. Stay cool, hydrated, and informed:" S2 #360
http://weather.gov/safety/heat
a) Thank you S2.
b) True.
c) One of my standards which has helped me to reach seniority is having a viable "Plan-B".
d) Plan-A may be as simple as monitoring reliable local weather forecasts, particularly those that include satellite / computer generated weather maps which display both areas where precipitation or high winds may be likely,
plus forecast high temperatures for each day. After that, perhaps particularly for seniors & others more vulnerable to such conditions, accommodating such forecasts, even if it means stocking up on food before a heat-wave,
and then sheltering in place in a comfortably air-conditioned home. BUT !
e) In event of Plan-A inadequacy, a simple reliable Plan-B may be a life-saver, even if as simple as climbing into a bathtub with or without water, to lower body core temperature to safe range.
If the home's water supply depends on your own commercial electric powered well pump, a simple commercial power failure could veto that option, BUT !
filling the tub with safe clean water beforehand provides additional security.
f) If all else fails consider checking in at a local air-conditioned hotel, visiting a friend, etc.
g) Stay alive. Corpses in a heat wave smell bad quick.

And while reports vary substantially, some of them indicate heat waves kill more humans than cold, Earthquake, tornado, flood, and fire combined.

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A new era of floods has arrived. America isn’t prepared.

Story by Sarah Kaplan, Kevin Crowe, Naema Ahmed, Ben Noll

Natalie Newman believed she had done everything she could to get ready for Helene.

Before the hurricane carved a path of destruction across the Southeast in late September, she assumed it would be like other storms she’d experienced in five years of living in Asheville, North Carolina. So Newman took her usual precautions: packing a go-bag, stocking up on food, moving her car uphill from her apartment on the banks of the Swannanoa River.

When Newman’s phone buzzed with a flash-flood warning the night before the storm hit, she skimmed the text: “This is a dangerous and life-threatening situation. Do not attempt to travel unless you are fleeing an area subject to flooding or under an evacuation order.” Then the artist returned to the painting she was working on.

The river was still at least 20 feet below her second-story apartment, and she hadn’t received an evacuation order. If her home was no longer safe, Newman thought, surely officials would tell her to leave.

But no order would come before the deadly floodwaters arrived at her door.

A new era of floods has arrived. America isn’t prepared.

A new era of floods has arrived. America isn’t prepared.© Jesse Barber/For The Washington Post

From last year’s disaster in Asheville to this month’s catastrophic floods in Central Texas, the world has entered a new era of rainfall supercharged by climate change, rendering existing response plans inadequate. A Washington Post analysis of atmospheric data found a record amount of moisture flowing in the skies over the past year and a half, largely due to rising global temperatures. With so much warm, moist air available as fuel, storms are increasingly able to move water vapor from the oceans to locations hundreds of miles from the coast, triggering flooding for which most inland communities are ill-prepared.

“We’re living in a climate that we’ve never seen, and it keeps throwing us curveballs,” said Kathie Dello, North Carolina’s state climatologist. “How do you plan for the worst thing you’ve never seen?”

To understand why inland regions are so vulnerable to heavy rainfall, The Post compared the response to Helene in western North Carolina with that of Florida’s Gulf Coast, where the storm hit first. The investigation, based on analysis of cellphone data and interviews with two dozen meteorologists, disaster experts and storm survivors, revealed how scant flood awareness and a lack of .....

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Emphasis added
 
“We’re living in a climate that we’ve never seen, and it keeps throwing us curveballs,” said Kathie Dello, North Carolina’s state climatologist. “How do you plan for the worst thing you’ve never seen?” #362
The resolutely unenlightened dismiss as "woke" those that perceive the preferable course is to compensate, correct for the atmospheric changes 8 billion humans have caused which have disturbed the previous less disastrous status quo. BUT !
It seems a decisive faction has decided we should instead ignore the dynamic contributors to anthropogenic global warming, and simply suffer the consequences.
 

Hurricane risk in Florida is escalating. Flood insurance is harder to get.

Story by Nidhi Sharma

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Dayna and Matt Fancher lost their home in Fort Myers Beach, Florida, to Hurricane Ian in 2022.

One month into this year’s hurricane season, the couple is still paying their home insurance policy — now twice as costly — while fighting the firm in court over their claim.

The Fanchers, who have lived in their Fort Myers Beach home for almost three decades, said their home insurance provider paid them only a third of what it would cost to rebuild their home, and that adjusters repeatedly disputed their storm damage claims. In the end, the Fanchers say, they took out construction loans to be able to move back into their home.

“We have the same coverage that we had, we’re paying double, and we didn’t get the assistance that we needed,” Matt Fancher said.

The Fanchers’ predicament is just one of many linked to the insurance crisis in hurricane-prone Florida. Rates are sky-high and expected to continue rising as catastrophe claims surge and Floridians face few insurance options and increased scrutiny during underwriting.

Since 2021, Florida has experienced four major hurricanes: Ian, Helene, Idalia and Milton, and premiums have climbed by nearly 30% statewide. Florida residents can now expect to pay almost $10,000 a year on average in premiums, making the state the most expensive place in the U.S. to buy homeowners insurance.

In Fort Myers Beach, a small town on narrow Estero Island off Fort Myers, annual premiums jumped from about $9,000 to almost $14,000 from 2019 to 2024, according to data obtained by First Street Foundation, a climate risk modeling firm.

In the wake of Hurricane Ian, Floridians filed more than half a million residential catastrophe claims, according to Florida’s Office of Insurance Regulation. Up against an estimated $50 billion to $65 billion in insurance losses associated with Hurricane Ian, several homegrown Florida property insurers were declared insolvent, while major national insurers like Farmers announced they would pull back or no longer offer coverage in the state due to increased hurricane risk.

Some legislative reforms have helped stabilize the market for insurance in Florida, according to Mark Friedlander, a spokesperson for the Insurance Information Institute, an industry association for insurers. He said in 2024, the state saw the lowest average statewide premium increases in the country for home insurance and that more than a dozen new insurers had entered the market there.

But hurricane risk in Florida is escalating as human-caused climate change warms the atmosphere and raises sea surface temperatures in the Gulf of Mexico. Hotter conditions are
....


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Notice some of the percentage increases referenced elsewhere in the article - these aren't increases that have already happened - these are increases people can expect to see in the future

By 2055, Porter says home insurance premiums could rise by 213% in the Tampa metro area because of hurricane risk. Climate risks are also disrupting insurance markets in other parts of the country. In Sacramento, California, residents may face a 137% increase due to increased wildfire danger, for example.



 
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