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3 states could put trans athletes on the ballot this year Anti-trans lobbies are putting energy and money toward 2026 elections in hopes of barring trans girls from girls sports. https://www.outsports.com/2026/1/15/24125960/trans-ballot-sports-washington-maine-nevada/ Not surprising - the...

Imitation is the sincerest form of flattery "One Homeland. One People. One Heritage." ~ Dept. of Labor ad And the original Ein Volk, Ein Reich, Ein Führer! [One People, One Realm, One Leader!]

So they're literally going with the "It was just a prank, bro" defense. Christ... turn on the sound

That often happens but what tends to happen in that case is that the policy holder shops around and looks for a less expensive option. That said, why the cost increase by 50% unless there's a problem of some sort. That's not just "inflation" And then there are cases where the insurer doesn't...

Not at all - the premium you pay this year is to cover this year's exposure. Nothing more. There is no "bank" to return.

Ayn Rand redux or why it's suddenly an "absolute necessity" for Trump to acquire Greenland. Are they actually trying to do Atlus Shrugged? Where a bunch of elites go and create their own little country and it's REAL SUCCESSFUL because the elite are simply THAT COOL (completely ignoring the...

Your state could be next https://www.facebook.com/share/v/17ftiw3q9z/

Maybe this should go in the humor thread?

You're missing the point - this year's premiums pay this year's losses and expenses. They are not used to set up some sort of bank for future years. [Whole life insurance and pensions are a completely different matter.]

A Georgia principal has ended faculty meeting prayers and religion-laden emails due to FFRF's persistent reminder of everyone's First Amendment rights. Read more https://ffrf.us/4qpr240

And that account will be used to pay this year's claims with nothing left over for future years.

Health insurance works like auto insurance. Your premium pays for your coverage for the policy period and is not some sort of "deposit" against future losses. The insurance company does not have an account labelled "Rigby".

Not that I blame State Farm for stopping writing in the state but I don't see how they could simply cancel mid-term (i.e., before the policy period had expired) without a refund. But I expect you mean they "non-renewed" your policy which simply says that won't issue you a policy for another...

https://www.facebook.com/reel/1390629712562546?locale=fa_IR

Most companies use a "short rate table" so the refund will be slightly less than a proportional amount. That depends on the applicable laws in the relevant state. And a company is only going to cancel a policy mid-term if they have valid reasons AND doing so complies with the law. As an...

https://www.theguardian.com/us-news/2026/jan/13/claudette-colvin-dead-civil-rights-pioneer