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  1. S

    Below The Fold ...

    So where did you get your multiple PhD's? You're expressing an opinion about a highly technical subject and I think it would benefit us all if you could tell us what your qualifications are.
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    What to call this thread?

    On that basis you might as well disqualify Michael Phelps - tall, arms and legs abnormally long, hand and foot size abnormally large, joints overly flexible, and his body produces less than half the lactic acid of a normal person. And those are all genetic. From birth. But you're still...
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    What to call this thread?

    Trans athletes do not select their own sex. Remember - sex and gender are not the same thing - nobody selects them - they just are. And in order to compete they've got to be on cross sex hormones for a period of time and their hormone levels are carefully monitored. And after a time on...
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    Anthropogenic Global Warming ... how hot is it ?

    Insurance companies don't work like that. If you want to talk about insurance and bankruptcy you start with the material covered in these exams. https://www.casact.org/credential-requirements And insurance company becomes insolvent when its liabilities exceed its assets - that simple. Has...
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    Anthropogenic Global Warming ... how hot is it ?

    Bankruptcy of an insurance company means that their debts exceed their assets. That means that their shareholders lose everything (i.e., get nothing back). There are basically two ways this can happen: (i) losses (claims) exceed premiums (and that has to be often enough and by a sufficiently...
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    Below The Fold ...

    So tell us where you obtained your multiple PhD's in the relevant subject. I think we'd all like to know why you somehow believe you're qualified to make statements like that. Meanwhile my local grocery store is running a special this week
  7. S

    What to call this thread?

    Now you're trolling. If you bothered reading the excerpt I posted (or looked up the actual article) you'd see that it refers to trans athletes. Not individuals on the street. Your statement applies equally to cis individuals - most people aren't in good shape - I know my days of doing 650...
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    Anthropogenic Global Warming ... how hot is it ?

    Now I know you're trolling - nobody can be dumb enough to actually believe either statement. Financial statements for insurance companies are all available on line.
  9. S

    What to call this thread?

    Which has nothing to do with the topic under discussion. As for the supposed advantages that MtF athletes have new research suggests trans athletes could experience physical disadvantages
  10. S

    Anthropogenic Global Warming ... how hot is it ?

    What part of health insurers have pretax margins of between three and five percent including investment income on their own funds did you miss? As for homeowners insurance those profits are highly variable - look at the number of companies in places like Florida that have gone out of...
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    Below The Fold ...

    So you think that more people should have been allowed to die? And the vaccine was real (and it worked).
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    The Second Term of Donald J. Trump as President of the United States of America

    Donald Trump Impeachment Warnings Issued After Maduro Capture President Donald Trump is facing renewed calls for impeachment after his administration conducted military strikes in Venezuela over the weekend, capturing President Nicolás Maduro and his wife, Cilia Flores. The U.S. government...
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    What to call this thread?

    What shall we do if/when a cisgender athlete proves to be unbeatable in their sport? {Michael Phelps we're looking at you - he's a genetic freak and the perfect swimming machine.] Do we say that those outliers shouldn't be allowed to compete either? Face it, not matter how hard the average...
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    Anthropogenic Global Warming ... how hot is it ?

    Nonsense - home insurers' profit margins are, in general, between five and ten percent of premiums. And don't forget that they have to accumulate capital in order to be able to pay for catastrophes (hurricanes, tornadoes, earthquakes, and the like). As for health insurers - profit margins...
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    Below The Fold ...

    You really do need to get a new hat.
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